Job Details

Who is Recruiting from Scratch: Recruiting from Scratch is a specialized talent firm dedicated to helping companies build exceptional teams. We partner closely with our clients to deeply understand their needs, then connect them with top-tier candidates who are not only highly skilled but also the right fit for the company's culture and vision. Our mission is simple: place the best people in the right roles to drive long-term success for both clients and candidates.



Title of Role: Software Engineer, Core Pricing
Location: United States (Remote, with quarterly onsite sessions in San Mateo, Columbus, or Austin)
Company Stage of Funding: Publicly Traded / Growth-Stage Fintech
Office Type: Digital-First Remote
Salary: $142,000 - $196,600 base + Bonus + Equity
Company Description
We're representing a leading AI-powered lending platform that partners with financial institutions to expand access to affordable credit. By leveraging machine learning, distributed systems, and real-time decisioning engines, the company helps improve loan approval rates, reduce risk, and deliver a modern borrower experience.

The Core Pricing team is central to the platform's success - building the systems that calculate risk and profitability for every loan originated while enabling new product strategies and ensuring scalability. This is a high-impact engineering role where you'll work across product, data science, and business stakeholders to influence pricing and revenue outcomes at scale.
What You Will Do
As a Software Engineer on the Core Pricing team, you will:

• Collaborate with cross-functional teams to translate business goals into scalable technical requirements.
• Develop robust, high-performance services that enable real-time loan pricing decisions.
• Optimize and refactor code to ensure low-latency, scalable pricing engines.
• Maintain and evolve API infrastructure to support growing products and integrations.
• Ensure the quality and reliability of pricing models through testing, monitoring, and code reviews.
• Lead and contribute to multi-month initiatives that improve conversion and profitability across loan products.
• Mentor junior engineers and elevate team practices.

• 3+ years of professional software development experience building scalable, customer-facing products.
• Strong coding experience in Python, Kotlin, or Go (or similar languages).
• Experience building scalable APIs and microservices in cloud environments (AWS, GCP, or similar).
• Familiarity with distributed systems and performance optimization.
• Strong problem-solving skills with a focus on scalability, performance, and user experience.
• Excellent communication skills with the ability to explain technical concepts to non-technical stakeholders.
• Demonstrated success leading engineering projects or small teams.

• Background in fintech, finance, or financial mathematics.
• Familiarity with pricing algorithms, statistics, or machine learning.
• Hands-on experience with CI/CD, infrastructure as code, and modern SDLC practices.
• Experience mentoring engineers and serving as a domain expert.
• Active engagement in open-source or continuous learning in software engineering best practices.

• Base Salary: $142,000 - $196,600
• Equity & Bonus: Performance-based bonus + equity participation
• Health: Comprehensive medical, dental, and vision coverage (with HSA contributions)
• Retirement: 401(k) with 100% company match up to $4,500
• Additional Benefits:
  
  • Employee Stock Purchase Plan (ESPP)
  • Generous PTO, holiday, sick, and safety leave
  • Parental, family care, and military leave programs
  • Annual wellness, tech, and ergonomic stipends
  • Team events, ERGs, and interest groups
  • Catered lunches and snacks when in office