Job Details

Job Posting

Based in Canada but serving clients throughout North America, Virtual Professional is not a post-pandemic organization. Established in 2008, our core belief in the transformative power of remote work has been the driving force behind our mission.

Virtual Professional has evolved into a dynamic platform, attracting attention for our innovative model. We are dedicated to being the bridge between the remote job needs of North American companies and the top-tier Latin American professionals. Our commitment extends to ensuring the financial stability of our Virtual Professional Partners (VPPs) and creating optimal conditions for them to deliver exceptional services. For our client companies, we offer a seamless recruitment process, providing access to a pool of skilled professionals that drives profitability and business growth.

Job Description

This is a remote position. As a Credit Analyst, you will analyze the financial data of a potential client. This position evaluates the client's credit payment history, assets, liabilities, and earnings history to determine their suitability for credit terms.

Requirements

Job Responsibilities:

• Assessing the creditworthiness of existing or prospective clients.
• Examining financial transactions and credit history (applications, statements, balance sheets, legal documents, among others).
• Complete ratio, trend and cash flow analyses and create projections.
• Determine in depth the degree of risk involved.
• Carefully analyze data and produce clear and objective reports.
• Routinely monitor loans for compliance.
• Adhere to credit policy and guidelines.
• Monitor corporate portfolio asset quality on an ongoing basis.

Qualifications:

• Bachelors degree in Business, Accounting or Finance.
• Proven working experience as a credit analyst.
• Excellent English communication, reading and writing skills.