Job Details
Senior Consumer Loan Underwriter Professional
2025-06-28 Hawaii State Federal Credit Union Honolulu,HI
Description:
Overview
Hawaii State Federal Credit Union is committed to enriching lives by building strong relationships within the community. As an employee, you will be part of a team that values trust, encouragement, and the holistic experience of working together.
Hawaii State Federal Credit Union (HSFCU) offers a dynamic and supportive work environment where employees can thrive both personally and professionally.
Position Summary
Responsible for reviewing and underwriting all consumer loan products including home equity loans originated online, in branch, or via the centralized lending branch support process. Performs all underwriting duties without face-to-face contact. Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures the marketability of closed loans and the safety of credit union assets. Approves, suspends, or denies loan applications. Ensures members and prospective members are promptly and professionally served by working with the Loan Coordinator Associates, branch lenders, or vendors (for Indirect Lending). Ensures loans are approved within the terms of the credit union's standards and procedures and regulatory underwriting guidelines. Provides support to Loan Personnel.
Qualifications/Experience
Senior Consumer Loan Underwriter Professional
2 days ago Be among the first 25 applicants
Hawaii State FCU is looking for hardworking individuals who want a great work-life balance, and a great work environment.
- Voted Hawaii's Best Places to Work 2024
- Voted Hawaii's Best - Best Financial Credit Union 2024 (Star Advertiser)
Overview
Hawaii State Federal Credit Union is committed to enriching lives by building strong relationships within the community. As an employee, you will be part of a team that values trust, encouragement, and the holistic experience of working together.
Hawaii State Federal Credit Union (HSFCU) offers a dynamic and supportive work environment where employees can thrive both personally and professionally.
Position Summary
Responsible for reviewing and underwriting all consumer loan products including home equity loans originated online, in branch, or via the centralized lending branch support process. Performs all underwriting duties without face-to-face contact. Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures the marketability of closed loans and the safety of credit union assets. Approves, suspends, or denies loan applications. Ensures members and prospective members are promptly and professionally served by working with the Loan Coordinator Associates, branch lenders, or vendors (for Indirect Lending). Ensures loans are approved within the terms of the credit union's standards and procedures and regulatory underwriting guidelines. Provides support to Loan Personnel.
Qualifications/Experience
- At least four years of related experience in Loan Underwriting.
- Knowledge of credit union loan services, policies, and procedures.
- Understanding of related legal and regulatory standards and required loan documentation.
- Knowledge of consumer and home equity lending practices.
- Able to use all related computer applications.
- FannieMae/Freddie Mac residential first mortgage underwriting knowledge helpful.
- Excellent telephone and email loan interviewing, communication, and people skills.
- Sound credit judgement.
- Strong math abilities, analytical, and financial skills.
- Able to work efficiently and in an organized manner.
- Working knowledge of computer applications including Windows, File Explorer, Outlook, Microsoft Word and Excel
- Able to operate typewriter, 10-key, and other basic business machines.
- Ability to adapt to changes in work environment or work process.
- Minimum - $47,980
- Maximum - $76,769
- Competitive Compensation: HSFCU offers competitive pay, merit increases, and incentives.
- Health Coverage: Comprehensive medical and dental coverage, with 100% paid single coverage for full-time employees.
- Paid Time Off: Enjoy 13 paid annual holidays and up to 29 PTO days.
- Retirement Savings: Contribute to a 401(k) plan with up to 10% employer contributions.
- Transportation Subsidy: On-site parking at a small cost, up to $100 parking subsidy, or 100% bus pass reimbursement.
- Health & Wellness: Access to wellness fairs, flu shot clinics, and on-site fitness centers.
- Additional Benefits: Flexible spending plans, credit union discounts, life, accident, and disability insurance.
- Growth Opportunities: HSFCU invests in employee development through in-person and online training programs, workshops, career development assistance, and tuition assistance. Employees are encouraged to further their education and unlock new opportunities.
- Work Environment: HSFCU's modern headquarters prioritize a balance between wellness and productivity, offering a variety of amenities. The culture is inclusive, with a focus on teamwork and community, often described as an 'ohana' or family atmosphere.
- Employee Testimonials: Employees appreciate the supportive environment where everyone's voice is heard and valued. The credit union has been recognized as one of Hawaii's best places to work for over 12 years.
Seniority level
Seniority level
Mid-Senior level
Employment type
Employment type
Full-time
Job function
Job function
Finance and Sales
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